Smoke Damage

Recovery From Serious Smoke Damage

Fire and smoke can cause devastating damage to both homes and businesses—whether from a small kitchen flare-up or a large-scale blaze. Even minor smoke damage can result in significant losses, and in severe cases, property can be completely destroyed.

When fire or smoke damage strikes, the aftermath is often chaotic. Emergency responders, city officials, and municipal agencies may get involved, leaving property owners overwhelmed and unsure of what to do next. That’s where Ed Marinilli Associates Public Adjusters step in. We handle every aspect of your fire claim—from smoke, water, and fire damage to mold and dry-out services—so you don’t have to face it alone.

In Massachusetts, fire damage can happen at any time and for many reasons:

  • Lightning strikes during storms

  • Faulty or outdated electrical wiring

  • Unattended cooking or appliances

  • Cigarette-related incidents

Fires often start without warning and can escalate rapidly. That’s why having an evacuation plan in place is critical. If a fire is small and manageable, extinguish it if safe to do so. But if heavy smoke or flames are present, evacuate immediately and prioritize safety.

Recovering from smoke and fire damage can be confusing and emotionally draining. Our experienced public adjusters will guide you through every step of the insurance claim process—protecting your interests and helping you get the settlement you deserve.

What can you expect from Ed Marinilli Associates Public Adjusters?

 

 

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When you report a smoke damage claim, your insurance company assigns their own adjuster—someone whose job is to protect their interests, not yours. That’s why it’s crucial to have an experienced public adjuster on your side, working solely for you.

Most policyholders aren’t familiar with the fine print of their insurance policy, and that can lead to missed opportunities for a full and fair settlement. At Ed Marinilli Associates Public Adjusters, we understand the complex language and hidden provisions in your policy—and we know exactly what you’re entitled to receive.

We ensure you get the maximum compensation for your smoke damage loss, including all the benefits your premiums have paid for. Just like you’d hire a professional for a legal, medical, or financial issue, you should have an expert public adjuster when facing the overwhelming process of a smoke insurance claim.

Ed Marinilli Associates Public Adjusters—Protecting Your Interests, Maximizing Your Recovery.

Summary Of

Our Services

 

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  1. Address your immediate questions and concerns about the loss.
  2. Prioritize immediate and future needs re: housing, protection, etc.
  3. Inform the insurance company of your loss/our representation.
  4. Establish and maintain professional line of communication with insurance company adjuster.
  5. Thoroughly research your policy and coverage.
  6. Meet with the insurance adjuster to establish scope/extent of damages.
  7. Complete precise, detailed repair and/or rebuild estimates.
  8. Gather documentation and prepare all property inventories.
  9. Prepare business interruption, loss of rents, additional living expenses and replacement receipt documentation.
  10. Present estimates, inventories, documentation to insurance adjuster.
  11. Meet with insurance company to achieve a settlement which maximizes your coverage and protects your interests.